Genesis Judgment   Recovery Service     214-261-5676

Frequently Asked Questions 

In an effort to help in understanding just what judgment recovery or judgment collection is, and a little about what we do, we have compiled the following list of frequently asked questions along with their pertinent answers.  Hopefully, these questions and answers will not only assist in your understanding judgment collection, but will also give you “food for thought“ as well as provide you with valuable insight into judgments, judgment recovery, court involvement and the services of Genesis Judgment Recovery




Q. I thought judgments are issued as an order for the debtor to pay the creditor. By not paying isn't the debtor breaking the law?

A.The court ordered judgment is a legal instrument dictating that the judgment debtor in fact owes the judgment creditor (you) a defined amount.  It gives the judgment creditor a number of legal options to pursue, however, the jailing of deadbeats is not one of them.  Unfortunately for the judgment creditor, it is not against the law to owe money, so you can't incarcerate your debtor.  But fortunately, you would not want your debtor in jail anyway.  It is hard to collect money from an inmate who is not working, making money, saving money and making purchases, all of which we can pursue confiscation to assist in paying his/her debt.

Q. Doesn't the Court get my money for me?

A.No. Each year millions of dollars are never collected on judgments, because the courts cannot make the debtors pay.

We strongly urge that you don't become one of the many judgment creditors who are holding judgments that have not and, more than likely will not be paid.  Many courts will not and cannot advise you on something as simple as what the time limits are for your judgment recovery.  Indeed, having the court collect your money or advise you on other legal, complex, yet effective judgment collection options that are available -- is totally out of the question.  So again, the answer is no, the court will not get your money for you.

Q. Are you a Collection Agency?

A.No, we are not a collection agency. Collection agencies take action on claims of debt, by employing any number of differing tactics, including writing nasty letters and making calls to the debtor in an effort to get him/her to pay.  We take action on judgments, claims that have already been adjudicated in a court of law.
By taking an assignment of the judgment, we then have a broad array of options, tools and powers that are authorized by that judgment.  This allows us to vigorously pursue the debtor, armed with the court authority to attach, levy, and place liens on assets.  This is much different than a collection agency's activities and much more effective than writing threatening letters and making annoying phone calls.

Q. How Does the judgment recovery/collection process work?

A.Once you come on board with us, we enter into an agreement that outlines the specifics and terms of the assignment of judgment.  After which you legally assign the judgment to us making us the assignee of record or judgment creditor of record and giving us the power to aggressively pursue the debtor on your behalf.  We then insure that the assignment is filed with the court and once that has taken place, we have “permissible cause” to legally and immediately put in motion all the necessary steps to enforce the judgment.

Q. How do you get my money?

A.Once we have “permissible cause”, we have a number of options, techniques and strategies available. Some of which can be: bank account seizure; liens on property; wage garnishment, income interception and more.  Which strategy(ies) we employ will depend on the specific circumstances of the debtor, including his/her willingness to cooperate.  However, it is now crunch-time and the time of stalling, stonewalling and being unresponsive has past.  With our experience and extensive resources, sanctioned by your authorization, we now have enormous power and will take any legal action necessary for the successful collection of your money.

Q. What if the debtor doe not have any assets?

A.Obviously, nothing from nothing leaves nothing and you can't take what's not there.  However, our experience often tells us that debtors have assets that the average person would not even think were there. It is our experience and resources that enable us to identify, seek out, and locate those assets, which just as often are being intentionally hidden by the debtors.

Q. Will I have to pay Genesis Judgment Recovery in advance for the expenses that they will incur while enforcing my judgment?

A.No, once we take you on as a client we absorb all the cost of the necessary expenses that are incurred in the enforcement of the judgment.  We will subsequently petition the court for those expenses to be added to the original judgment so that the debtor ultimately pays and we don't become permanently burdened with the cost of enforcing the judgment.  However, there is a financial risk involved, but we understand that and assume that risk from the outset.  There is no financial risk to you.

Q. How long will it take to get results on my judgment?

A.There is no way of telling how long it will take to get the results we desire.  Each case is different and the time frames vary significantly.  Factors that impact the length of time required to settle a case include, but are not limited to, how long it takes to positively locate the debtor and the length of time it takes to identify and locate assets.  Knowing that we have money invested and our earnings are tied to getting the judgment collected, we are diligent about getting every case concluded in the shortest amount of time possible.

Q. Does Genesis Judgment Recovery guarantee that they will collect on my judgment?

A.Since we only get paid when we successfully collect on a judgment, we tenaciously pursue that end.  But, there are just times when the debtor has no assets to seize or wages to garnish.  Therefore, we cannot guarantee collection.  We do however, assume the risk of advancing the fees, time and effort necessary to effect a collection, which is a guarantee that you won't lose anymore money, waste any more efforts, or squander any more time than you have already.

Q. Is there a statute of limitation or any time limit on collecting my judgment? Or, How old of a debt can you collect?

A.Yes, there definitely is a time limit with regards to how old a debt can be and still be collectible.  Each state has its own legislated statute of limitation and they vary from state to state.  Again, whether or not you let us pursue your judgment debtor, we strongly urge you not to procrastinate and become a member of the 80% who will never collect one cent on their judgment.

Q. How will I know what progress is being made?

A.We will gladly furnish you quarterly updates as to the progress of your case.  Naturally, we will contact you immediately with matters that require your urgent attention.  But on a routine basis you can just call us by phone or contact us by email for an immediate verbal update or to request a quarterly report.

Q. I am interested in your service, how do I proceed or what do I do next?

A.Just click on the, "Contact Us," button above to open our "Contact Information Form."  Simply fill in the information and submit it to us by clicking the "submit" button.  We will review it and then contact you to discuss the particulars of your case.  If you have further questions, you can call us or email us right now at the contact information below .

Genesis Judgment Recovery provides these Q&As to help in at least some way.  We hope you will contact us so we can be of assistance to you. Thank you and:



Debtors
We Will look For You

and

We Will Find You !

Contact Genesis Judgment Recovery Today for a Free Consultation.

Phone: 214.261.5676
Email:
info@genesisjudgments.com
Address: PO Box 225193, Dallas, Texas 75222